When renting a home or condo renters insurance will protect you and your personal belongings should a covered loss occur.

Renters insurance will protect you in the event of water damage, fire, theft, storms and additional covered losses specified in your policy. Your landlord's policy will only protect the landlord's interest in the property, customarily the dwelling structure and it appliances.

In a renters insurance policy you as the tenant can determine the amount of coverage that you desire to protect the following:

• Personal Property: your personal content and belongings found within the home or condo; furniture, clothing, electronics, etc., in most cases certain items will have maximum pay out limits.
  
  
• Personal Liability: your legal responsibility and liability for injuries you or your family members cause to others
  
  
• Loss of use: additional living expenses if an insured hazard leaves you provisionally unable to live in your rental home/condo while the damages are being assessed and repairs are being conducted

Renter's insurance often goes as an unnecessary necessity but think for one minute that you are driving home from work and upon your arrival you see your street blocked off by emergency vehicles' tending to a home or building fire?
Imagine all of your personal belongings disappearing in an instant; unfortunately it is times like these that we find the importance to protecting our belongings.

Ordinarily, renters' insurance policies will cover the following losses:

• Fire
• Smoke damage
• Theft
• Collapse of the building due to weather
• Water leakage or overflow
• Freezing of plumbing, air conditioning and more

The peace of mind and security of knowing that you are protected if at home or away as well as if a visitor slips while visiting you is a great feeling. Your renter's insurance policy will cover your belongings as well as the injury suffered by another while on your premises due to your negligence.

We will assist you through the process of obtaining adequate coverage to protect you, your family and your personal belongings give us a call to get started.

Please note that the information on this site is intended for general information purposes only. In no way does the information on this site specifically refer to coverages reflected on your current and/or future insurance policy; please make certain to review your current policy in detail.