General liability is important to protect the assets of a business in the event that a suit is filed against the business for being negligent. Negligence on behalf of your business can be the result of the business failing to perform a specified service or an error or wrong doing while the service is being rendered.

For example, a client can slip in your office, shop or work site and if you are found to be negligent or at fault for the clients fall you may find your business being sued.

Liability insurance protects the business when it is sued for being negligent. General liability coverage will not only pay for bodily injury and property damage that is caused out of your company's negligence but will also include coverage for attorneys fees and other legal fees involved in defending the insured company against a liability claim.

Premises and operations liability coverage provides coverage for accidents that happen on your property as well as accidents that may occur during the use of a premise that you are occupying. Products and completed operations provides' for monetary losses that may result from injury or damage caused by a product or completed job. Premises and operations, products liability, completed operations and contractual liability are all major general liability loss exposures a business may experience.

At Insurance Pointe, we will take the time to explain these coverages thoroughly and help you choose the policy and coverages to meet your business needs. It is important to note that all businesses are different and not all insurance companies may provide you with the same coverages. As a business owner it is important to take the time to review your insurance policy. Make sure you know exactly what you are being protected for, what your coverage limits are as well as what deductibles have been obtained via your policy. It is also important to review exclusions with your agent and any special conditions that may change your policy's coverages.

Insuring your business should not be a difficult task as long as you have an insurance professional looking out for your well being and assisting you in making sense of it. At Insurance Pointe, we are willing to share our knowledge to shed some light on your insurance needs.

Please note that the information on this site is intended for general information purposes only. In no way does the information on this site specifically refer to coverages reflected on your current and/or future insurance policy; please make certain to review your current policy in detail.